Are there limits to how much money I can send or receive in an Interac e-Transfer?

Yes, there are limits to how much money you can send or receive by Interac e-Transfer.

Click the sections below to see the different limits for personal and business banking. If you are experiencing difficulty sending or depositing within these limits, please contact us.

Also please note that these are system limits and cannot be changed for individual members.

Personal Banking

Sending e-transfers:

No Minimum transfer amount
Maximum per transfer sending limit: $3,000
Daily rolling* sending limit: $10,000
Cumulative maximum 7 day rolling sending limit: $10,000
Cumulative maximum 30 day rolling sending limit: $20,000
No delay transfer limit: $250
Daily rolling* No delay transfer limit: $500

Receiving e-transfers:

Maximum per transfer incoming limit: $25,000
Daily rolling* incoming limit: N/A
Cumulative maximum 7 day rolling incoming limit: N/A
Cumulative maximum 30 day rolling incoming limit: N/A

Requesting e-transfers:

Maximum per request: $3000

*Rolling limits are calculated by day and time the Interac e-Transfer is sent. For example, if the first transaction is sent at 11:30 am, “day” is calculated on the 24 hour rolling period which will end at 11:29 am the next day.

Business Banking

Sending e-transfers:

No Minimum transfer amount
Maximum per transfer sending limit: $10,000
Daily rolling* sending limit: $20,000
Cumulative maximum 7 day rolling sending limit: $50,000
Cumulative maximum 30 day rolling sending limit: $100,000
No delay transfer limit: $500
Daily rolling* No delay transfer limit: $500

Receiving e-transfers:

Maximum per transfer incoming limit: $25,000
Daily rolling* incoming limit: N/A
Cumulative maximum 7 day rolling incoming limit: N/A
Cumulative maximum 30 day rolling incoming limit: N/A

Requesting e-transfers:

Maximum per request: $3000

*Rolling limits are calculated by day and time the Interac e-Transfer is sent. For example, if the first transaction is sent at 11:30 am, “day” is calculated on the 24 hour rolling period which will end at 11:29 am the next day.

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Personal Banking

Business Banking

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