Eligibility and earning points
Which cards are eligible to earn Vancity Rewards points?
How can I earn Vancity Rewards points?
How many Vancity Rewards points will I earn for using my card?
Where can I find the terms and conditions for the Vancity Rewards program?
What can I redeem my Vancity Rewards points for?
How do I redeem my Vancity Rewards points?
What’s the minimum point redemption?
How long does it take to process and deliver my Vancity Rewards cash back, charity, or gift card redemption?
Why do I keep getting a message telling me I can’t redeem my Vancity Rewards points at this time?
Can I transfer points between my enviro Visa accounts?
Can I transfer my points to the Primary Cardholder of a different enviro Visa account?
Can I transfer points earned from other points programs?
Where can I find my Vancity Rewards points balance?
Do I need to register for Vancity Rewards to earn and redeem points?
If I close my enviro Visa account, can I still use my remaining Vancity Rewards points?
What happens to my points if I switch from an enviro Visa account with rewards to one without rewards?
What is an Authorized Redeemer? How do I add them to my account?
Are there any reasons why I would not be able to earn or redeem points?
What happens to a cardholder’s points if they pass away?
Where can I get more help with Vancity Rewards?
TMVancity Rewards, enviro, enviroFund, enviro Gold and ExpenseGold are trademarks of Vancouver City Savings Credit Union.
*Trademark of Visa Int., used under license.
‡Vancity membership required for certain cash back rewards. Must have a Vancity deposit account to redeem for cash. Additional terms and conditions apply.
1 You will earn more points per $1 on eligible purchases made with an enviro Visa Business, enviro Visa Infinite, enviro Visa Infinite Privilege, or enviro Visa Infinite Business card. Eligibility is based on the merchant code as classified in the Visa credit card network. For enviro Visa Infinite and enviro Visa Infinite Privilege cards, purchases made at merchants classified as (i) Grocery Stores; Freezer and Locker Meat Provisioners; Candy Stores; Dairy Product Stores; Bakeries; and Misc. Food Stores – Convenience Stores and Specialty Markets are “groceries”; (ii) Local/Suburban Commuter Passenger Transportation – Railroads; and Transportation Services Not Elsewhere Classified are “public transit and ferries”. For enviro Visa Business and enviro Visa Infinite Business cards, purchases made at merchants classified as: (i) Electronics/Computers, Peripherals, and Software; Office Supplies/Stationary, Printing and Writing Paper; Electronic; and Hardware/Garden Centers are “office supplies”; (ii) Local/Suburban Commuter Passenger Transportation – Railroads; and Transportation Services Not Elsewhere Classified are “public transit and ferries”; and (iii) Taxicabs and Limousines; Bus Lines; Automobile Parking Lots and Garages; Railroads; Passenger Railways are “taxis, bus, parking and rail”. Some merchants may sell these products/services or are separate merchants who are located on the premises of these merchants, but are classified by the Visa credit card network in another manner, in which case the accelerated earn rate will not apply.
2 You will receive an additional 1,000 Vancity Rewards points (“Spend Bonus”) when you spend $1,000 or more in eligible purchases within a statement period. The Spend Bonus will be credited to your account within 3 business days after the end of your statement period so long as the spend criteria has been met. Cash advances, cash-like transactions, interest charges and fees are not eligible purchases for the Spend Bonus, and any returned items, refunds, rebates or other similar credits on any eligible purchases resulting in the spend criteria not being met will reduce or cancel the Spend Bonus in Vancity’s sole discretion.