It’ll be processed on the same or next day depending on when you make the transaction but your funds are withdrawn immediately and you can see your new balance in online, mobile and telephone banking, and on ATM receipt/screens.
Select your transaction below for details:
| Funds withdrawn | Processed and delivered | Applied and reflected in Account Activity screen in online/mobile banking | |
| Before 9:00 pm PT | Immediately | Immediately, dated the same day | In real time |
| After 9:00 pm PT | Immediately | Within 24 hours, dated at time of posting | Within 24 hours, dated at time of posting |
Tip: to ensure your bill payments and transfers are received on time, please give yourself at least 2 to 3 business days before the due date.
| Funds withdrawn | Processed and delivered | Applied and reflected in Account Activity screen in online/mobile banking | |
| Before 9:00 pm PT | Immediately | Immediately, dated the same day | In real time |
| After 9:00 pm PT | Immediately | Approximately 3:00 am | Approximately 3:00 am |
| Funds withdrawn/ deposited | Processed and delivered | Applied and reflected in Account Activity screen in online/mobile banking | |
| When you send: | |||
| Before 9:00 pm PT | Immediately | Immediately, dated the same day | In real time |
| After 9:00 pm PT | DELAYED | Processing may be delayed and dated the next day in your account activity. | Approximately 3:00 am |
| When you receive: | |||
| Before 9:00 pm PT | Immediately | Immediately, dated the same day | In real time |
| After 9:00 pm PT | DELAYED | Processing may be delayed and dated the next day in your account activity. | Approximately 3:00 am |
®Trade-mark of Interac Inc. Used under license.
| Funds withdrawn/ deposited | Processed and delivered | Applied and reflected in your account | |
| When you use the ATM: | |||
| Before 9:00 pm PT | Immediately | Immediately, dated the same day | In real time |
| After 9:00 pm PT | Immediately | Immediately, but dated the next day in your Account Activity. | Approximately 3:00 am |
| When you make a point-of-sale (POS) purchase | |||
| Before 9:00 pm PT | Immediately | Immediately, dated the same day | In real time |
| After 9:00 pm PT | Immediately | Immediately, but dated the next day in your Account Activity. | Approximately 3:00 am |



