What do these transaction descriptions mean?

“Service fee adjustment” This documents an adjustment to a fee that was incorrectly charged to your account. The adjustment will be backdated to the original transaction date.
SO TRF S.O. is short for Standing Order. A standing order is an instruction for an automatic, recurring transfer of funds between accounts.
“Migrated balance credit” This simply documents the funds in your account at the time of conversion from the old banking system to the new system. This is a one-time message that will not appear again.
“Migrated balance debit” This documents the outstanding balance (i.e. funds owing) on a line of credit at the time of the conversion from the old banking system to the new system. This is a one-time message that will not appear again.
“Capture Balance Activity” This documents the outstanding balance on a loan before a payment is applied. The loan payment is recorded underneath and breaks the payment down into interest and principal.
Capitalize Activity for Schedule This refers to the interest that has been paid on a loan and/or a deposit.

I have a three-year term deposit but it has only recorded the interest rates for two years. What does that mean?

When a year is “complete”, the interest rate for that year is not shown. For example, if the term deposit was purchased in 2015, the interest rate paid out in 2015 will not be included because the year has passed.

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