Are there limits to how much money I can send or receive in an Interac e-Transfer®?

Yes, there are limits to how much money you can send or receive by Interac e-Transfer.

Click the red tabs below to see the different limits for personal and business banking.

Sending e-transfers:

  • No Minimum transfer amount
  • Maximum per transfer sending limit: $3,000
  • Daily rolling* sending limit: $10,000
  • Cumulative maximum 7 day rolling sending limit: $10,000
  • Cumulative maximum 30 day rolling sending limit: $20,000

Receiving e-transfers:

  • Maximum per transfer incoming limit: $10,000
  • Daily rolling* incoming limit: $10,000
  • Cumulative maximum 7 day rolling incoming limit: $70,000
  • Cumulative maximum 30 day rolling incoming limit: $300,000

Requesting e-transfers:

  • Maximum per request: $3000
*Rolling limits are calculated by day and time the Interac e-Transfer is sent. For example, if the first transaction is sent at 11:30 am, “day” is calculated on the 24 hour rolling period which will end at 11:29 am the next day.

 

Sending e-transfers:

  • No Minimum transfer amount
  • Maximum per transfer sending limit: $6,000
  • Daily rolling* sending limit: $20,000
  • Cumulative maximum 7 day rolling sending limit: $20,000
  • Cumulative maximum 30 day rolling sending limit: $40,000

Receiving e-transfers:

  • Maximum per transfer incoming limit: $10,000
  • Daily rolling* incoming limit: $20,000
  • Cumulative maximum 7 day rolling incoming limit: $140,000
  • Cumulative maximum 30 day rolling incoming limit: $600,000

Requesting e-transfers:

  • Maximum per request: $3000
*Rolling limits are calculated by day and time the Interac e-Transfer is sent. For example, if the first transaction is sent at 11:30 am, “day” is calculated on the 24 hour rolling period which will end at 11:29 am the next day.

 

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