Are there limits to how much money I can send or receive in an Interac e-Transfer®?

Yes, there are limits to how much money you can send or receive by Interac e-Transfer.

Click the red tabs below to see the different limits for personal and business banking. If you are experiencing difficulty sending or depositing within these limits, please contact us.

Also please note that these are system limits and cannot be changed for individual members.

Sending e-transfers:

  • No Minimum transfer amount
  • Maximum per transfer sending limit: $3,000
  • Daily rolling* sending limit: $10,000
  • Cumulative maximum 7 day rolling sending limit: $10,000
  • Cumulative maximum 30 day rolling sending limit: $20,000

Receiving e-transfers:

  • Maximum per transfer incoming limit: $10,000
  • Daily rolling* incoming limit: $10,000
  • Cumulative maximum 7 day rolling incoming limit: $70,000
  • Cumulative maximum 30 day rolling incoming limit: $300,000

Requesting e-transfers:

  • Maximum per request: $3000
*Rolling limits are calculated by day and time the Interac e-Transfer is sent. For example, if the first transaction is sent at 11:30 am, “day” is calculated on the 24 hour rolling period which will end at 11:29 am the next day.

 

Sending e-transfers:

  • No Minimum transfer amount
  • Maximum per transfer sending limit: $6,000
  • Daily rolling* sending limit: $20,000
  • Cumulative maximum 7 day rolling sending limit: $20,000
  • Cumulative maximum 30 day rolling sending limit: $40,000

Receiving e-transfers:

  • Maximum per transfer incoming limit: $10,000
  • Daily rolling* incoming limit: $20,000
  • Cumulative maximum 7 day rolling incoming limit: $140,000
  • Cumulative maximum 30 day rolling incoming limit: $600,000

Requesting e-transfers:

  • Maximum per request: $3000
*Rolling limits are calculated by day and time the Interac e-Transfer is sent. For example, if the first transaction is sent at 11:30 am, “day” is calculated on the 24 hour rolling period which will end at 11:29 am the next day.

 

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